Top 10 Credit Card Offers
With hundreds of credit card offers to choose from, it makes sense for consumers to narrow the search down to only the best cards. Listed below are the top 10 credit cards for 2012 as determined by independent cardholder reviews, popularity, and overall features.
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- Annual Fee: $0
- Credit Needed: Good
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 6 months* | 0% for 12 months* | 11.99-22.99% Variable* |
- Simplify your finances by consolidating your balances
- Enjoy $0 Fraud Liability protection
- Annual Fee: $0
- Credit Needed: Good
| Introductory APR | Balance Transfer | Regular APR |
| 0% until May 2013* | 0% until May 2013* | 10.9-18.9% Variable* |
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 18 months* | 0% for 18 months* | 11.99-21.99% Variable* |
- Enjoy a 50% bonus on the cash back you earn every year
- Earn 1% cash back on all purchases
- New account holders can earn a one-time $100 bonus
- Annual Fee: $0
- Credit Needed: Good
| Introductory APR | Balance Transfer | Regular APR |
| 0% until February 2013* |
0% until February 2013* |
12.9-20.9% Variable* |
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 18 months* | 0% for 18 months* | 11.99-21.99% Variable* |
- Earn 1.25 miles per dollar on every purchase, every day
- Fly free on any airline, any time, with no blackout dates
- For new accounts, earn 10,000 bonus miles
- No foreign transaction fees
- Annual Fee: $0
- Credit Needed: Good
| Introductory APR | Balance Transfer | Regular APR |
| 0% until February 2013* |
11.9-19.9% Variable* |
11.9-19.9% Variable* |
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 18 months* | 0% for 18 months* | 11.99-21.99% Variable* |
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 12 months* | 17.24-22.24% Variable* |
17.24-22.24% Variable* |
- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- Annual Fee: $0
- Credit Needed: Good
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 15.24% Variable* | 15.24% Variable* |
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 15 months* | 0% for 15 months* | 10.99-20.99% Variable* |
