Credit Cards For Fair Credit
If you are one of the many people with fair or average credit, then you'll find the credit cards on this page to be available for you. All of the offers on this page are credit cards for people with fair credit, or for those with a credit score ranging from 600 to 699. Once you find an offer that you like, just click the "apply now" button to view the secure online application form.
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Annual Fee: $0
- Credit Needed: Fair
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 22.9% Variable* | 22.9% Variable* |
- Get the credit you need, with MasterCard® benefits
- Customize your card design with Image Card
- Enjoy $0 Fraud Liability protection
- Annual Fee: $39
- Credit Needed: Fair
| Introductory APR | Balance Transfer | Regular APR |
| 0% until November 2012* |
17.9%–22.9% Variable* | 17.9%–22.9% Variable* |
- Get the credit you need, with MasterCard® benefits
- Enjoy $0 Fraud Liability protection
- Stay on top of your account with free text alerts
- Annual Fee: $0 for the first year; $19 after that
- Credit Needed: Fair
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 24.9% Variable* | 24.9% Variable* |
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Earn 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- Annual Fee: $0
- Credit Needed: Fair
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 24.9% Variable* No Transfer Fee |
24.9% Variable* |
- Designed to help students build credit with responsible use
- Get 1% cash back on all purchases, plus a 25% bonus for on-time payments
- Annual Fee: $0
- Credit Needed: Fair
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 19.8% Variable* | 19.8% Variable* |
* Read Terms & Conditions on any credit card offer before you apply.
If your credit score is high enough, you may qualify for better offers than just credit cards for people with fair credit. You can Get A Free Credit Report one per year so that you'll know your actual credit score first, and then apply for credit cards in the same category.
