Credit Cards For Fair Credit

If you are one of the many people with fair or average credit, then you'll find the credit cards on this page to be available for you. All of the offers on this page are credit cards for people with fair credit, or for those with a credit score ranging from 600 to 699. Once you find an offer that you like, just click the "apply now" button to view the secure online application form.

  • Get the credit you need, with MasterCard benefits
  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts
Intro Purchases Intro Transfers Regular APR Annual Fee Credit Required
N/A N/A 24.9% Variable* $0 for the first year; $19 after that* Fair
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro Purchases Intro Transfers Regular APR Annual Fee Credit Required
N/A N/A 22.9% Variable* $0* Fair
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
Intro Purchases Intro Transfers Regular APR Annual Fee Credit Required
N/A N/A 24.9% Variable* $0* Fair
  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • $0 Fraud Liability if your card is lost or stolen
Intro Purchases Intro Transfers Regular APR Annual Fee Credit Required
N/A N/A 19.8% Variable* $0* Excellent
  • 0% intro APR on all purchases until December 2012
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro Purchases Intro Transfers Regular APR Annual Fee Credit Required
0% until 12/2012* N/A 17.9% – 22.9% (V)* $39* Fair

* Read Terms & Conditions on any credit card offer before you apply.


If your credit score is high enough, you may qualify for better offers than just credit cards for people with fair credit. You can Get A Free Credit Report one per year so that you'll know your actual credit score first, and then apply for credit cards in the same category.

Updated - Tueday, July 7th, 2014
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