Credit Cards For Excellent Credit
The credit card offers listed below are all premium credit cards with the lowest interest rates and best reward programs available. Although the cut-off for credit scores are constantly changing, right now, a credit score of 750 or higher is viewed as excellent by all three major credit bureaus. Select the offer that is right for you and simply click on the apply button to be taken to a secure online application.
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership RewardsŪ points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Get a decision in as little as 60 seconds.
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
N/A |
$0 for first year, then $125* |
Excellent |
- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
0% for 12 months* |
10.99% - 15.99%* (V)* |
$0* |
Excellent |
- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- No spend minimum, No enrollment, and No rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 12 months* |
N/A |
17.24% - 22.24% (V)* |
$0* |
Excellent |
- For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600 partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
N/A |
$450* |
Excellent |
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
0% for 6 months* |
10.99% - 20.99% (V)* |
$60* |
Excellent |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 18 months* |
0% for 18 months* |
11.99% - 21.99% (V)* |
$0* |
Excellent |
- Earn up to 40,000 bonus miles & first year free, a $95 value*
- First checked bag is free for you and a companion when you fly United flights, up to a $50 value
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
- Your miles don't expire and there is no limit to the number of miles you can earn
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
15.24% Variable* |
$0 for first year; $95 thereafter* |
Excellent |
- Now! Earn a Free Flight after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more
- Earn unlimited Free Flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on Everything else
- Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee
- September 11th Security Fee Applies
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
15.24% Variable* |
$69* |
Excellent |
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 18 months* |
0% for 18 months* |
11.99% - 21.99% (V)* |
$0* |
Excellent |
- Earn Cashback Bonus® for your good credit management
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 15 months* |
0% for 15 months* |
10.99% - 20.99% (V)* |
$0* |
Excellent |
- Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewards(SM)
- No foreign transaction fees
- Earn a 7% annual points dividend - even on points already redeemed
- Transfer points you've earned to participating frequent traveler programs at a 1:1 value
- 24/7 direct access to expert service advisors (No voice recording)
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
15.24% Variable* |
$0 for first year; $95 thereafter* |
Excellent |
- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
N/A |
15.24% Variable* |
$0* |
Excellent |
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
13.9% Variable* |
$0 for first year, $59 thereafter* |
Excellent |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 12 months* |
0% for 12 months* |
12.99% - 22.99% (V)* |
$0* |
Excellent |
- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
13.9% Variable* |
$0 for first year, $59 thereafter* |
Excellent |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- Secure, free online account management
- No annual fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 18 months* |
0% for 18 months* |
12.99% - 21.99% (V)* |
$0* |
Excellent |
- $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
0% for 6 months* |
13.24% Variable* |
$0* |
Excellent |
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free - for up to 8 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- No annual fee for Additional Cards
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
N/A |
15.24% - 19.24% (V)* |
$0 for first year, then $95* |
Excellent |
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% - 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for up to 12 months* |
N/A |
12.24% - 19.24% (V)* |
$0* |
Excellent |
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
0% for 18 months* |
10.99% - 20.99% (V)* |
$0* |
Excellent |
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 15 months* |
0% for 15 months* |
10.99% - 20.99% (V)* |
$0* |
Excellent |
* Read Terms & Conditions on any credit card offer before you apply.
Since these are only credit card offers for excellent credit, it is best to know your credit score before you apply. Check our page on How To Get A Free Credit Report to get a copy from all three major credit bureaus that is truly absolutely free.
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