Credit Cards For Excellent Credit
On this page you will find the best credit card offers for excellent credit. These are all premium credit cards with the lowest interest rates and best reward programs available. Although the cut-off for credit scores are constantly changing, right now, a credit score of 750 or higher is viewed as excellent by all three major credit bureaus. Select the offer that is right for you and simply click on the apply button to be taken to a secure online application.
- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 6 months* |
0% for 6 months* |
10.99-16.99%*
Variable* |
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 18 months* |
0% for 18 months* |
11.99-21.99%
Variable* |
- For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Annual Fee: $450
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
N/A |
N/A |
- Earn Cashback Bonus® for your good credit management
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 15 months* |
0% for 15 months* |
10.99-20.99%
Variable* |
- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Annual Fee: $95; waived for the first year
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
15.24% Variable* |
15.24% Variable* |
- Earn 2 miles per dollar on every purchase, every day
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Annual Fee: $0 for the first year; $59 after that
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
13.9% Variable* |
13.9% Variable* |
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 18 months* |
0% for 18 months* |
11.99-21.99%
Variable* |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
- Full 1% cash back on all other purchases and eligible cash advances
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 12 months* |
0% for 12 months* |
12.99-22.99%
Variable* |
- Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
- Annual Fee: $125
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
N/A |
N/A |
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Annual Fee: $0 for the first year; $59 after that
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
13.9% Variable* |
13.9% Variable* |
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 6 months* |
0% for 18 months* |
10.99-20.99%
Variable* |
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 12 months* |
17.24-22.24%
Variable* |
17.24-22.24%
Variable* |
- Earn up to 40,000 bonus miles and first year free, a $95 value*
- Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
- Annual Fee: $95; waived for the first year
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
14.24% Variable* |
14.24% Variable* |
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 18 months* |
0% for 18 months* |
11.99-21.99%
Variable* |
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 6 months* |
0% for 6 months* |
13.24% Variable* |
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 15 months* |
0% for 15 months* |
10.99-20.99%
Variable* |
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Annual Fee: $0 introductory for the first year, then $95
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
N/A |
15.24%-19.24%
Variable* |
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- Annual Fee: $60
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 6 months* |
0% for 6 months* |
10.99-16.99%*
Variable* |
- 2% automatically at any gas station and any restaurant all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 12 months* |
0% for 12 months* |
10.99-20.99%
Variable* |
- American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| 0% for 6 months* |
15.24% Variable* |
15.24% Variable* |
- Earn up to 40,000 bonus miles and first year free ($95 value)*
- Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
- Annual Fee: $95; waived for the first year
- Credit Needed: Excellent
| Introductory APR |
Balance Transfer |
Regular APR |
| N/A |
14.24% Variable* |
14.24% Variable* |
* Read Terms & Conditions on any credit card offer before you apply.
Since these are only credit card offers for excellent credit, it is best to know your credit score before you apply. Check our page on How To Get A Free Credit Report to get a copy from all three major credit bureaus that is truly absolutely free.
Updated - Monday, February 13th, 2012
About | Contact | Privacy
Bank Card Finder - Copyright © 2004 - 2012 Web Exordium, LLC.
