Discover® Credit Cards
Over the past few years, the number of merchants that accept Discover cards has continued to surge, with over 5,000 new merchants being added every day.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
0% for 18 months* |
10.99% - 20.99% (V)* |
$0* |
Excellent |
- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| N/A |
0% for 12 months* |
10.99% - 15.99%* (V)* |
$0* |
Excellent |
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 15 months* |
0% for 15 months* |
10.99% - 20.99% (V)* |
$0* |
Excellent |
- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
0% for 6 months* |
10.99% - 20.99% (V)* |
$60* |
Excellent |
- Experience Discover's great reward program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
- % Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability - you will not be responsible for unauthorized charges
- Text and Email alerts
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 6 months* |
N/A |
12.99% - 18.99% (V)* |
$0* |
Good to Excellent |
- Earn Cashback Bonus® for your good credit management
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 15 months* |
0% for 15 months* |
10.99% - 20.99% (V)* |
$0* |
Excellent |
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| Intro Purchases |
Intro Transfers |
Regular APR |
Annual Fee |
Credit Required |
| 0% for 9 months* |
N/A |
12.99% - 18.99% (V)* |
$0* |
Good to Excellent |
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* Click apply to view rates, fees, rewards, limitations and other important information.
Reasons To Choose Discover® Cards
Discover has one of the best cash back reward programs you'll find on a credit card. Their standard offer on all of their cards is up to 5% cash back on purchases. However, if you shop at one of their 200 quality online retailers in the ShopDiscover network, you can earn even more - up to 20% cash back. To view what types of rewards you can earn, check the Discover website.
Another big reason to choose Discover is their record of good customer service. According to a Brand Keys Customer Loyalty Engagement Index report in 2012, Discover has ranked #1 in customer loyalty for 16 years in a row. Credit cardholders who want to go with a brand that has a proven track record of treating their customers well should be more than happy with Discover.
Also, Discover is one of the few places that a college student with little or no credit history can still get a good credit card deal. The Discover Student Credit Cards provide the same great cash back program that regular cardholders enjoy. Students can customize their card art or choose a gas rebate card that offers double cash back at gas stations and restaurants.
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