Credit Articles
The information listed below is designed to help consumers with questions about managing money, building credit, and dealing with the various problems that people can get into - such as identity theft, credit card fraud, or getting into bad credit.
Credit Reports & Credit Scores
If you are new to managing your own money, then this section should get you started. It explains the basic concepts about personal credit, including credit reports, credit score, debt to income ratios, etc.
- What Is A Credit Report?
- How To Read A Credit Report
- How To Fix Your Credit Report
- What Is A Credit Score?
By monitoring your credit score and keeping a good debt to income ratio, you should be able to maintain a good credit history and never get into more debt than you can handle.
Understanding Credit Card Fraud
Protecting yourself from the various scams and frauds that target credit card users is an essential step in keeping your personal finances safe. The articles below should help you understand the primary threats that exist, plus what to do if you encounter them.
- Credit Card Scams
- Reporting Credit Card Fraud
- Credit Card Protection
By following some basic precautions, consumers should be able to keep their credit card information safe from the most common forms of fraud.