Business Credit Cards
Managing expenses and monthly bills is one of the biggest headaches of any business, but this task can be handled easily by using small business credit cards. These credit card offers can also help you to establish the credit line you need to grow your small business.
- Earn 2 miles per dollar on every purchase, every day
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Annual Fee: $0 for the first year; $59 after that
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 13.9% Variable* | 13.9% Variable* |
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- Annual Fee: $0
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| 0% for 6 months* | 0% for 6 months* | 13.24% Variable* |
- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Annual Fee: $0 for the first year; $59 after that
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 13.9% Variable* | 13.9% Variable* |
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Annual Fee: $0 introductory for the first year, then $95
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| N/A | N/A | 15.24%-19.24% Variable* |
- For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Annual Fee: $450
- Credit Needed: Excellent
| Introductory APR | Balance Transfer | Regular APR |
| N/A | N/A | N/A |
* Read Terms & Conditions on any credit card offer before you apply.
Advantages Of Using Small Business Credit Cards
One of the many strengths of small business credit cards is the ability to better manage the monthly finances of your business. You can:
- Manage all business expenses through consolidated monthly statements
- Simplify both your personal and small business tax filings
- Easily manage and monitor employee expenses and spending
Exercising responsible use of your business credit cards is also one of the best ways to build your business credit history. If you are going to use them, make sure you always pay on time and keep your outstanding credit low or else you could actually harm your credit standing.
