Credit Cards For Bad Credit
If you have bad credit, you certainly are not alone. A great number of Americans have what is considered to be a bad credit score from 300 to 599. Fortunately, there are still options. You can still apply for credit cards with bad credit by selecting one of the offers on this page. These credit card offers for people with poor credit do come with some conditions, such as a secured deposit, yearly fees, or low credit limits, but they also can help you rebuild your credit.
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Annual Fee: $0 - $59 first year; $35 - $59 per year thereafter
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 14.90% or 19.90%; 7.90% for secured |
14.90% or 19.90%; 7.90% for secured |
- You establish your credit limit - From $200 minimum up to $5000
- Reports monthly to the major Consumer Reporting Agencies
- This credit card may be able to help rebuild your credit history if you make on-time minimum payments and maintain your balances under the credit limits with all your creditors.
- Annual Fee: See website*
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| See website* | See website* | See website* |
- No credit history required
- This is a real credit card - not a prepaid or debit card
- This credit card may be able to help rebuild your credit history if you make on-time minimum payments and maintain your balances under the credit limits with all your creditors.
- Annual Fee: See website*
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| See website* | See website* | See website* |
- ZERO - 0% FIXED APR on purchases - No Intro Rates!
- ZERO - 0% Rate Won't Change - Even If You're Late!
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- Annual Fee: $9.95 per month*
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| N/A | N/A | 0% on purchases* |
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Secured by your deposit of $300 - $2,000
- Annual Fee: $39
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| N/A | N/A | 14.99%* |
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- Annual Fee: $29
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 22.9% Variable* | 22.9% Variable* |
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Annual Fee: $0 - $59 first year; $35 - $59 per year thereafter
- Credit Needed: Bad
| Introductory APR | Balance Transfer | Regular APR |
| N/A | 14.90% or 19.90%; 7.90% for secured |
14.90% or 19.90%; 7.90% for secured |
* Read Terms & Conditions on any credit card offer before you apply.
Using a secured credit card or a prepaid debit card is one of the best ways you can go about rebuilding your bad credit. However, you should also Get A Free Credit Report, which you can get absolutely fee once per year, so you can keep track of changes in your credit score.
