• Low Apr Credit Cards
• Balance Transfer Offers
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• Business Credit Cards
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• American Express Cards

• Student Credit Guide
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• Secured Credit Cards
• Prepaid Credit Cards

American Express Credit Cards

For travelers and business professionals who like to enjoy good discounts and other special privileges when they travel, American Express cards are an obvious choice. The company has earned a good reputation for offering very attractive cardholder benefits and outstanding reward programs, as well as great customer service. Listed below are credit card offers currently available from American Express.

Two Distinct Types Of American Express Cards

Before you apply for an American Express credit card, you should know that some of them function differently than others. With the traditional American Express card, there is no pre-set spending limit, and you are required to pay your balance every month. There is a rather large annual fee associated with these cards, but they also come with an exceptional list of benefits. These "no limit" cards are the type of American Express credit cards that the company is typically identified with.

However, in recent years, American Express has begun issuing a host of credit cards with payment flexibility options that function in the same manner as Visa, MasterCard, and Discover. With these cards, you can carry a balance from month to month, and you will be charged interest on that balance. These cards may or may not have an annual fee, but if they do, it will be much less than you will find on a traditional American Express card. Their credit card offers with payment flexibility do have many benefits, but in most cases these will be focused around the specific card offer, such as air miles, hotel discounts, cash back or gas discounts.

So decide which type of card fits your needs before you apply. If you want a card with great benefits that has no limit, and you don't ever plan on carrying a balance, then go with a traditional American Express card. However, if you do intend to carry a balance from month to month, but you still want the good benefits, valuable rewards, and good customer service that American Express is known for, then pick one of their card offers that offers payment flexibility.